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According to Wikipedia, a guarantor loan is a type of loan that allows you to use a guarantor to get approved for a loan. A guarantor is someone who guarantees to the lender that the loan will be repaid in the event that you cannot keep up with the paymentRead More

Section 80 D of the Income Tax Act covers provisions with respect to tax benefits for medical expenses and premium paid for medical insurance. This states that for any payment toward medical insurance premium, preventive health check-up or Government approved health schemes of very senior citizens(80 years or above), aRead More

There is a standard and well-worn process to getting business loans. Determining what you need the loan for and how much you need. Choosing the right business loan for your needs. Finding a lender, preparing your paperwork and, finally, qualifying for the loan. The process, although time-consuming and often frustrating,Read More

Health Insurance has become the need of the hour. Soaring medical inflation and unhealthy lifestyle practices are the factors that have mandated the need for health insurance cover these days. Medical emergencies are unpredictable, and this lack of preparedness often puts us in a tight spot. As per the WorldRead More

We spoke to the experts at Trade Finance Global about some of the processes they’d recommend to finance directors when preparing the business for raising finance. Why do companies raise finance? Raising finance is something that most companies will go through at some stage in their lifetime. SMEs, in particular, mightRead More

Misconceptions about financial instruments like Credit Cards often lead to big mistakes, adversely affecting our financial health. Some of the most common myths and misconceptions are around add-on Credit Cards. These misconceptions are due to lack of reliable and credible information related to these products. Moreover, every bank has itsRead More

Consolidation is the term used to mean putting together several similar things into one banner. And here in finance, a consolidation of the debt means to transfer the debts of various business loan accounts into one single account wherein you will have to pay a relatively lower interest rate. WhatRead More

In this article, we propose to discuss the basic steps in the mortgage loan process. Where to begin? That’s the big question. The whole loan process can seem very confusing and overwhelming at times. Just keep in mind throughout the whole process you maybe need a mortgage expert to guideRead More

Yes, a lot has improved in terms of gender equality at workplace recently, but still, there is a long way to go. The wage gap is there for anybody see it; a woman will earn an average of 78% of what a man would if they were doing the sameRead More

The Golden State has the lowest minimum auto insurance coverage requirement in the United States; by comparison, neighboring Oregon requires drivers to carry almost twice as much auto insurance as does California. At the same time, almost 15 percent of California drivers are completely uninsured, and that figure is wellRead More

You know that your own stock portfolio is as safe as an index fund. But, does it also give you all the upside of an index fund? In actuality, index funds don’t give you all the upside of the entire market, because index funds are not what you think theyRead More

Spread betting is undoubtedly speculation based. More and more traders are willing to take risks (but with adequate measures). As far as the strategies are concerned, a trader ought to apply one depending on the prevailing market conditions and also the ability to take risks. One of the commonly usedRead More

Although seldom associated with violence, white-collar crime is far from victimless. People lose life savings and businesses go bankrupt on a daily basis because of the actions of crafty white-collar criminals. Since this type of crime has become more prevalent and broader in scope, becoming familiar with the various typesRead More

Whether it’s a great education for your children, or a stress-free retirement a little further down the line, we all have life goals which need to be paid for. Think of these financial goals as hurdles. As with any hurdler, you must get a great run between jumps. The sprintRead More

Bill Gates and Warren Buffett both agree that Charlie Munger is the most intelligent person they now. Charlie Munger once said: “Problems frequently become easier to solve if you turn them around in reverse. Unless you’re more gifted than Einstein, inversion will help you solve problems.” Now let’s use aRead More