Quantum Books

The debt situation can happen with anyone sooner or later in the life. People often spend more than they afford, and they also not realize when they exceed the line for over expense that doesn’t fit in their budget. You have often seen in blogs and other forums, people dealingRead More

Credit score drop is the last thing you would want, but when paying back debt becomes hard, it is something difficult to avoid. This is more so in the case of debts due to expenses incurred for treatment of major illnesses. The CFPB has been reporting debt collection as theRead More

Borrowing a home loan is a big financial decision, regardless of what income bracket you fall in. Apart from ensuring that the loan is flexible, you will also need to be aware of how much the loan is going to cost you along the tenor so that you can accordinglyRead More

Arbitrage trading is at the heart of cryptocurrencies. It is perhaps one of the most effective methods for acquiring wealth using cryptocurrencies. The sad thing though is that conventionally, only a minority have the resources necessary to engage in the activity. It is a risky process due to the instabilityRead More

There is always a risk factor in business and even in the contemporary times when more and more people are coming forward to set up their own businesses, one cannot entirely outrun the eternal crisis of debt and often resultant bankruptcy. There are many entrepreneurs across the world that areRead More

All entrepreneurs have had to consider various traditional and non-traditional (alternative) methods of funding over the time. Debt and equity are the two of the most common methods of funding a company can try for. In case of a debt, the start-up receives a loan of a certain amount thatRead More

Applying for a loan might not be as simple as it used to be, but don’t let that hold you back from getting one if you need one. Banks and other credit unions have become a lot more lenient regarding their lending requirements. As a result, it is a lotRead More

Satoshi Nakamoto created Bitcoin on October 31, 2008, introducing it as a new electronic cash system that doesn’t involve any third party. Today, more than 1,500 virtual coins are listed on data feed websites. Although most of these coins continue to be heavily criticized both by financial analysts and theRead More

Looking at Bitcoin’s price fluctuations over the past few months can strike fear in the hearts of investors. It’s interesting how the digital asset has come full circle. In November 2017, people were astonished after reaching the $8,000 milestone. Shortly after, it hit an all-time high of $20,000. Right now,Read More

Money is the most used medium of exchange (MOE). It’s interesting to learn that 50% of all transactions across the globe involve money. But what’s not being talked about a lot is the fact that governments are responsible for deriving, considering, and instituting this money. Also referred to as fiat,Read More

In a recent article, we commented that trading is one of the most lucrative businesses in the world. It’s hardly surprising, then, that so many people want a piece of the action and that there are more amateur traders setting up trading accounts with brokers than there have been atRead More

2018 hasn’t been a good year for the cryptocurrency market in terms of prices. The first five months have seen most virtual coins lose 60 percent or more of their values. This comes after the year-long bullish trend of 2017, prompting many people to compare the current bear run toRead More

Is your cryptocurrency portfolio not in good shape? Do you see a sea of red upon checking the cryptocurrency prices this morning? Are there are tons of FUD circulating the internet and you think it’s time to convert all your digital coins into fiat once again? These situations aren’t newRead More

Improving your financial health is, in some respects, similar to improving your physical health. If you want your body to be fitter and stronger, then you need a two-pronged approach – you need to engage in exercise as part of an active fitness regime and you need to fine tuneRead More

Banking chores used to take up a lot of time. Thanks to online banking, however, things have become doubly simpler. It has never been easier to pay your bills or send money. But despite all of its benefits, a lot of people continue to write cheques on a regular basis.Read More