Finance

The Uncovered Insurance – Could This Be You?

The Uncovered Insurance – Could This Be You?

One of the inevitable and most disturbing things that haunt humanity is the need for safety. For those interested in human behavior, you may be familiar with Abraham Maslow’s hierarchy of needs, where this need comes second from the bottom of the triangle. Safety is so vital to human beingsRead More

9 Benefits of Applying a Guarantor Loan

9 Benefits of Applying a Guarantor Loan

According to Wikipedia, a guarantor loan is a type of loan that allows you to use a guarantor to get approved for a loan. A guarantor is someone who guarantees to the lender that the loan will be repaid in the event that you cannot keep up with the paymentRead More

Very Senior Citizens Can Get Tax Benefit Under Section 80D of up to Rs. 30,000 on Health Insurance

Very Senior Citizens Can Get Tax Benefit Under Section 80D of up to Rs. 30,000 on Health Insurance

Section 80 D of the Income Tax Act covers provisions with respect to tax benefits for medical expenses and premium paid for medical insurance. This states that for any payment toward medical insurance premium, preventive health check-up or Government approved health schemes of very senior citizens(80 years or above), aRead More

Distinct Types of Business Loans [Infographic]

Distinct Types of Business Loans [Infographic]

There is a standard and well-worn process to getting business loans. Determining what you need the loan for and how much you need. Choosing the right business loan for your needs. Finding a lender, preparing your paperwork and, finally, qualifying for the loan. The process, although time-consuming and often frustrating,Read More

A Short Introduction to Heart and Cancer Insurance Plans in India

A Short Introduction to Heart and Cancer Insurance Plans in India

Health Insurance has become the need of the hour. Soaring medical inflation and unhealthy lifestyle practices are the factors that have mandated the need for health insurance cover these days. Medical emergencies are unpredictable, and this lack of preparedness often puts us in a tight spot. As per the WorldRead More

Streamlining a Company before Raising Finance

Streamlining a Company before Raising Finance

We spoke to the experts at Trade Finance Global about some of the processes they’d recommend to finance directors when preparing the business for raising finance. Why do companies raise finance? Raising finance is something that most companies will go through at some stage in their lifetime. SMEs, in particular, mightRead More

5 Common Myths Around Add-on Credit Cards

5 Common Myths Around Add-on Credit Cards

Misconceptions about financial instruments like Credit Cards often lead to big mistakes, adversely affecting our financial health. Some of the most common myths and misconceptions are around add-on Credit Cards. These misconceptions are due to lack of reliable and credible information related to these products. Moreover, every bank has itsRead More

Understanding Debt Consolidation and Refinancing

Understanding Debt Consolidation and Refinancing

Consolidation is the term used to mean putting together several similar things into one banner. And here in finance, a consolidation of the debt means to transfer the debts of various business loan accounts into one single account wherein you will have to pay a relatively lower interest rate. WhatRead More

The Basic Steps in the Mortgage Loan Process

The Basic Steps in the Mortgage Loan Process

In this article, we propose to discuss the basic steps in the mortgage loan process. Where to begin? That’s the big question. The whole loan process can seem very confusing and overwhelming at times. Just keep in mind throughout the whole process you maybe need a mortgage expert to guideRead More

7 Reasons Women Earn Less Than Men After College

7 Reasons Women Earn Less Than Men After College

Yes, a lot has improved in terms of gender equality at workplace recently, but still, there is a long way to go. The wage gap is there for anybody see it; a woman will earn an average of 78% of what a man would if they were doing the sameRead More