Finance

The Basic Steps in the Mortgage Loan Process

The Basic Steps in the Mortgage Loan Process

In this article, we propose to discuss the basic steps in the mortgage loan process. Where to begin? That’s the big question. The whole loan process can seem very confusing and overwhelming at times. Just keep in mind throughout the whole process you maybe need a mortgage expert to guideRead More

7 Reasons Women Earn Less Than Men After College

7 Reasons Women Earn Less Than Men After College

Yes, a lot has improved in terms of gender equality at workplace recently, but still, there is a long way to go. The wage gap is there for anybody see it; a woman will earn an average of 78% of what a man would if they were doing the sameRead More

Third Party Liability In California

Third Party Liability In California

The Golden State has the lowest minimum auto insurance coverage requirement in the United States; by comparison, neighboring Oregon requires drivers to carry almost twice as much auto insurance as does California. At the same time, almost 15 percent of California drivers are completely uninsured, and that figure is wellRead More

Stock Portfolio vs. Index Funds

Stock Portfolio vs. Index Funds

You know that your own stock portfolio is as safe as an index fund. But, does it also give you all the upside of an index fund? In actuality, index funds don’t give you all the upside of the entire market, because index funds are not what you think theyRead More

Spread Betting Strategies and Taxation in the UK

Spread Betting Strategies and Taxation in the UK

Spread betting is undoubtedly speculation based. More and more traders are willing to take risks (but with adequate measures). As far as the strategies are concerned, a trader ought to apply one depending on the prevailing market conditions and also the ability to take risks. One of the commonly usedRead More

Most Common Types of White-Collar Crime

Most Common Types of White-Collar Crime

Although seldom associated with violence, white-collar crime is far from victimless. People lose life savings and businesses go bankrupt on a daily basis because of the actions of crafty white-collar criminals. Since this type of crime has become more prevalent and broader in scope, becoming familiar with the various typesRead More

Four Ways to Test Your Financial Fitness

Four Ways to Test Your Financial Fitness

Whether it’s a great education for your children, or a stress-free retirement a little further down the line, we all have life goals which need to be paid for. Think of these financial goals as hurdles. As with any hurdler, you must get a great run between jumps. The sprintRead More

Why Many Traders Lose Money?

Why Many Traders Lose Money?

Bill Gates and Warren Buffett both agree that Charlie Munger is the most intelligent person they now. Charlie Munger once said: “Problems frequently become easier to solve if you turn them around in reverse. Unless you’re more gifted than Einstein, inversion will help you solve problems.” Now let’s use aRead More

Why Should One Buy Critical Illness Standalone Cover

Why Should One Buy Critical Illness Standalone Cover

Basis the dramatic increase in the cost of hospitalization expenses in India, having an adequate cover through a comprehensive health insurance plan is the only relief unless you have loads of extra cash at hand. Most of these health insurance policies are offered along with some attractive add-ons/riders for anRead More

6 Factors Which Determine your Eligibility for a Home Loan

6 Factors Which Determine your Eligibility for a Home Loan

There may come a time in your life when you realize that you’re done living on rent. You would want to move out of your stuffy apartment and buy yourself a warm, cost home. But purchasing a house is a huge investment, and most people aren’t financially equipped to meetRead More